The Platforms are made available by Ambit Finvest, having its registered office at Ambit House, 449, Senapati Bapat Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India, and its principal place of business located at Kanakia Wall Street - 5th floor, A 506-510, Andheri-Kurla Road, Andheri East, Mumbai-400093 through which Ambit Finvest shall provide their respective services to you.
The purpose of this AFPL Privacy Policy is to give you information on how Ambit Finvest collects, stores, uses, discloses, transfers and processes your Personal Information including “Sensitive Personal Information” such as;
1. Name, date of birth, gender, telephone number, residential / correspondence address, marital status, email address or;
2. Aadhaar, PAN, KYC Status, Signature and Photograph;
Personal Information, means and includes, all information that can be linked to a specific individual or to identity of any individual, including but not limited to, name, address, mailing address, telephone number, email ID, bank account details including details linked to credit/debit payment instruments, information about your mobile phone, any details that may have been voluntarily provided by the customer, whether to Unique Identification Authority of India ('UIDAI'), Credit Information Bureau of India Limited ('CIBIL') or any other agency including any other Credit Information Companies.
Only with your express consent, we may access SMS, contacts and call logs in order to enable us to provide services which require access to such data for some of the services on Ambit Finvest’s Platforms and make the use of these and other services more seamless for you. Information obtained with consent from your mobile device may include information like device location, device information (including storage, model, installed apps, Wi-Fi, mobile network) transactional and promotional SMS, communication information including contacts, call logs or any other information as we may collect in the process.
AFPL use personal information to provide you with loan you explicitly requested for, to resolve disputes, troubleshoot concerns, help promote safe services, assess your interest in our services, inform you about offers, products, services, updates, customize your experience, detect and protect us against errors, fraud and other criminal activity, enforce our terms and conditions, etc. AFPL may also use your personal information to communicate to you various information and/or offers regarding existing products and services and/or various services/facilities which Ambit Finvest or its group companies may, from time to time, launch. AFPL may occasionally ask you to complete optional online surveys. These surveys may ask you for contact information and demographic information (like pincode, age, gender, etc.). We use this data to customize your experience at Ambit Finvest. The information collected shall be used for the purpose for which it has been collected.
A 'cookie' is a small piece of information stored by a web server on a web browser so it can be later read back from that browser. Ambit Finvest uses cookies and tracking technology depending on the features offered. No personal information/ data/details will be collected via cookies and other tracking technology; however, if you previously provided personally identifiable information, cookies may be tied to such information. Aggregate cookie and tracking information may be shared with third parties.
Due to changes in legislation or enhancements to functionality and content on the Platforms, Ambit Finvest may make changes or update this AFPL Privacy Policy or any other of our policies/practices at any time without giving any prior notification; hence, you are requested to review the AFPL Privacy Policy periodically, to make sure that you are aware of any such changes. This AFPL Privacy Policy shall apply uniformly to Ambit Finvest Platforms or any other media used by Ambit Finvest for its services. Any changes or updates will be effective immediately upon posting the same on our web site at https://finvest.ambit.co
You consent to: the collection and use of the information you disclose to Ambit Finvest in accordance with this AFPL Privacy Policy, including but not limited to your consent for sharing your information as per this AFPL Privacy Policy; disclose all the information and data furnished by you to receive information from Central KYC Registry/third parties including but not limited to vendors, outsourcing agencies, business correspondents, co-lenders, business affiliates etc. for analyzing, processing, report generation, storing, record keeping or to various credit information companies/ credit bureaus e.g. Credit Information Bureau (India) Ltd (CIBIL), or to information utilities under the Insolvency and Bankruptcy Code 2016 through physical or SMS or Email or any other mode; receiving communication and/or offers, through any or all channels including but not limited to SMS, WhatsApp, E-mail, Tele-calling, Letters etc. regarding existing products and services of AFPL and/or various services/facilities which Ambit Finvest or its group companies may launch from time to time.
Kindly note that Ambit Finvest does not collect personal information about individuals except when such individuals specifically provide such information on a voluntary basis. Upon such voluntary disclosure of personal information, we may further verify, collate or receive information about you from publicly and commercially available sources (as permitted by law), which we may combine with other information we receive from you. AFPL may also receive information about you from third-party social networking services if you are already connected with those services. Ambit Finvest shall, at all times, ensure to implement reasonable security practices and procedures (such as managerial, operational, physical and technical) for the purpose of protection and safeguarding of your personal data and information as the same is of vital importance to Ambit Finvest. At Ambit Finvest, we are strongly committed to protecting the personal and financial information that you submit to us. Personal information of individual users will not be sold or otherwise transferred to unaffiliated third parties without your approval at the time of collection. However, please note that although AFPL take reasonable steps to protect your information, no Platforms, internet transmission, computer system or wireless connection is completely secure.
Please note that this AFPL Privacy Policy does not create any contractual or other legal rights in or on behalf of any party, nor is it intended to do so.
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